Who we help
For individuals facing bankruptcy action, business owners with personal guarantees and creditors considering their legal options.
What the service can include
- Review of statutory demands, petitions and related correspondence
- Personal guarantee and debt liability issues
- Advice on disputed debts and available procedural options
- Legal issues concerning assets and insolvency-related transactions
The scope is agreed for your matter. It depends on the documents, the issues and what you ask us to do.
How the work usually progresses
Review the documents
We establish the debt, the parties and any urgent dates.
Assess the position
We consider the evidence, personal exposure and available legal responses.
Agree a scoped response
We discuss the legal steps and any need for independent debt or insolvency advice.
What to prepare
- All demands, petitions and court papers
- Debt and guarantee documents
- Summary of assets, liabilities and income
- Chronology of payments and any dispute
Fees and the first consultation
The initial consultation is £325 + VAT. Further work is separately scoped and priced. We will explain the charging basis and any expected third-party costs before you instruct us.
Questions about bankruptcy
Is company insolvency the same as personal bankruptcy?
No. A company and an individual have different legal positions. Personal guarantees or other circumstances can create individual exposure that needs separate review.
Can asset transfers solve a bankruptcy risk?
Do not assume so. Transactions can be examined or challenged in insolvency. Obtain advice before transferring assets or making selective payments.